If you need money quickly, you may be interested in exploring apps that offer personal loans. Here are some apps that loan money and everything you need to know about them.
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Earnin
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Earnin is a free app that allows you to borrow up to $500 from your next paycheck without interest or fees. To use the app, you need to provide proof of your employment, such as a timesheet, and connect your bank account.
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Dave
Dave is an app that offers small personal loans of up to $200 with no interest or fees. To use the app, you need to have a steady source of income and connect your bank account. Dave also offers features like budgeting tools and overdraft protection.
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MoneyLion
MoneyLion is an app that offers personal loans of up to $4,000 with interest rates ranging from 5.99% to 29.99%. To use the app, you need to create an account and connect your bank account. MoneyLion also offers features like cashback rewards and credit monitoring.
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Brigit
Brigit is an app that offers small personal loans of up to $250 with no interest or fees. To use the app, you need to provide proof of your income and expenses and connect your bank account. Brigit also offers features like budgeting tools and overdraft protection.
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Chime
Chime is a banking app that offers small personal loans of up to $200 with no interest or fees. To use the app, you need to create an account and connect your bank account. Chime also offers features like early paycheck access and automatic savings.
Before using any of these apps, it’s important to carefully consider the terms and conditions, including interest rates, fees, and repayment terms. Some of these apps may also require access to your bank account or personal information, so it’s important to read the privacy policy and understand how your information will be used.